Multifamily Term

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(844) 833-1662

Experience Easy Multifamily Term Solutions with Investors Capital Source

Types of Properties We Fund

Single Family 1-4 Units

Industrial

Multifamily

Self - Storage

Office

Mixed Use

Retail

Land

Multifamily Terms

Property Types

For 5+ Unit Multifamily Properties

Loan Amount

Loan Ranges from $500k to $20MM

Loan Types

Options Include: 30-Year Fixed Rate Mortgage, or 5/6, 7/6, 10/6 Hybrid Adjustable-Rate Mortgages (Partial Interest-Only or Fully Amortizing)

Maximum Loan To Cost

For Properties Owned Less Than 3 Months, Up to 70% Financing of Total Cost Basis. If Owned Between 3-6 Months, an Additional 5% Reduction on Maximum Eligible Loan-to-Value.

Maximum Loan To As-is Value (subject To Minimum FICO)

For Purchase/Rate-Term Refinance: Up to 70% Financing. For Cashout Refinance: Also Up to 70%.

Minimum Debt Service Coverage Ratio (net Cash Flow/debt Service)

Debt Service Coverage Ratio Ranging from 1.20x to 1.40x, Dependent on Subject Market Classification (Top, Standard, Small, Very Small Markets)

Term Length

30 Years

Recourse

Full Recourse or Non Recourse with bad-boy carveouts and Pledge of Equity

Minimum Guarantor FICO

Mid-Score of 680

Lease Requirements

Minimum Occupancy Rate of 90% by Unit Count
Leased Units: Lower of (i) In-Place Rent & (ii) Market Rent
Unleased Units: 90% of Market Rent (Purchase Loans only)

Partnering with Investors Capital Source is Effortless - Just Follow Steps 1, 2, 3

Submit Application Online

Save time with our no hassle streamlined and secure online application

Loan Approval

Get your rates and terms: Quick and hassle-free loan approval

We Fund Your Deals

Our relationship managers will fund your delas quickly!

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Loan Types

"Investors Capital Source was a lifesaver! They offered me a private money loan with incredible terms that I couldn't find anywhere else. The process was easy, quick, and hassle-free. I was blown away by how smooth everything went!"

Ethan Clark

Real Estate Investor

"From the great loan terms to the speedy and easy process, Investors Capital Source has won me over. I've found my funding partner for life and can't wait to work with them on my next real estate venture. They're the real deal in every sense!"

Brian Martinez

Real Estate Investor

"I was struggling with another lender, facing endless red tape and delays. Then I found Investors Capital Source, and what a difference! They offered me great terms, and the process was both easy and quick. They really came through when I needed it, and they'll definitely be my first call for future projects!"

Sarah Nguyen

Real Estate Investor

"Big thanks to Investors Capital Source! They listened and delivered exactly the loan I needed. They were on my side the whole time, making everything feel so easy. Their support made a huge difference in my latest deals!"

Kevin Patel

Real Estate Investor

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Benefits of Working With Us

Tailored Loan Solutions

Speed and Efficiency

Competitive Rates

Less Stringent Qualifications

Range of Products

Reputation and Reliability