Single Family 1-4 Units Term

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(844) 833-1662

Experience Easy Single Family 1-4 Units Term Solutions with Investors Capital Source

Types of Properties We Fund

Single Family 1-4 Units

Industrial

Multifamily

Self - Storage

Office

Mixed Use

Retail

Land

Single Family 1-4 Units Terms

Term

Available Options: 30-Year Fixed or Adjustable Rate Mortgages (ARMs)

Recourse

Exclusively Offering Full Recourse Loans

Loan Types

30-Year Fixed Rate Mortgage (Fully Amortizing), 5/6, 7/6, 10/6 Hybrid Adjustable-Rate Mortgages (Partial Interest-Only, Fully Amortizing)

Experiance

No prior experience required

Loan Purpose

Options for Purchase, Rate-Term Refinance, or Cash-Out Transactions

Minimum FICO

660

Borrower Type

Entity required

Interest Rate

Call for quote

Property Types

For Non-Owner Occupied Properties: Includes Attached/Detached Single-Family Residences, 2-4 Unit Properties, Townhomes, and Condominiums

Vacancy Maximum

Available for Purchase Only or Properties Leased Within 30 Days

Lease Requirements

For Leased Units: Lower of (i) In-Place Rent or (ii) Market Rent. For Unleased Units: 90% of Market Rent (Applicable Only for Purchase Loans).

Maximum Loan To Cost

For Properties Owned Less Than 3 Months, Up to 80% Financing of Total Cost Basis

Loan Amount

Loan Ranges from $500k to $20 MM

Maximum loan-to-value (LTV)

Access Up to 80% on purchase/rate & term. and Up to 75% on Cash-Out

Property Or Unit Acquisition Minimum

1 property per loan

Minimum Debt Service Coverage Ratio (Gross Rent/PITIA)

1.10X

Seasoning Requirement (To use value vs. Cost basis)

180 days

Partnering with Investors Capital Source is Effortless - Just Follow Steps 1, 2, 3

Submit Application Online

Save time with our no hassle streamlined and secure online application

Loan Approval

Get your rates and terms: Quick and hassle-free loan approval

We Fund Your Deals

Our relationship managers will fund your delas quickly!

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Loan Types

"Investors Capital Source was a lifesaver! They offered me a private money loan with incredible terms that I couldn't find anywhere else. The process was easy, quick, and hassle-free. I was blown away by how smooth everything went!"

Ethan Clark

Real Estate Investor

"From the great loan terms to the speedy and easy process, Investors Capital Source has won me over. I've found my funding partner for life and can't wait to work with them on my next real estate venture. They're the real deal in every sense!"

Brian Martinez

Real Estate Investor

"I was struggling with another lender, facing endless red tape and delays. Then I found Investors Capital Source, and what a difference! They offered me great terms, and the process was both easy and quick. They really came through when I needed it, and they'll definitely be my first call for future projects!"

Sarah Nguyen

Real Estate Investor

"Big thanks to Investors Capital Source! They listened and delivered exactly the loan I needed. They were on my side the whole time, making everything feel so easy. Their support made a huge difference in my latest deals!"

Kevin Patel

Real Estate Investor

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Benefits of Working With Us

Tailored Loan Solutions

Speed and Efficiency

Competitive Rates

Less Stringent Qualifications

Range of Products

Reputation and Reliability